1)This ticker teaser is for testing purposes. It is published and added to the ticker placement on the homepage.
3)This ticker teaser is for testing purposes. It is not published but added to the ticker placement on the homepage.
1) This ticker teaser is for testing purposes. It is not published but added to the ticker placement on the homepage.
What's Great About High Yield Checking?
High Yield Checking allows you to earn premium dividends by using your debit card and setting up direct deposit.
Included Features
Digital Services
Digital Banking
Bill Pay
ACH Transfers
TruityCU Mobile App
Mobile Deposit
Digital Wallet
Zelle®
Rates51 as of 09/21/2025
| Checking Account | APY24 | Dividend Rate24 |
|---|---|---|
Requirements:
To get a higher interest rate on your savings, you need to have at least $1,000 in direct deposits and make at least 20 debit card purchases each month. If you don't meet these requirements, you'll still earn interest, but it will be lower.[73]
Disclosures
20. Courtesy Pay is a non-contractual courtesy and is discretionary. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Not available for Fresh Start accounts.
22. To meet the transaction requirement, use your Truity debit card wherever Visa is accepted, including online purchases or payments. ATM transactions will not apply.
45. Available on all checking accounts in the event there are not enough funds to cover a withdrawal transaction. Overdraft coverage from a savings account or an established line of credit will take only the amount needed to cover the transaction without any additional fee. View Overdraft Services & Fees Disclosure
51. Rates are subject to change without notice.
71. Truity Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their Truity account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. See terms for details. Offer subject to change or renewal.
72. Truity Credit Union may make incoming electronic deposits available for use up to two banking days before the scheduled deposit date. Weekends and federal holidays are not banking days. Early availability of deposits depends on when the notification of the deposit is received by Truity. This notification can vary and is under the control of the payer of the deposit – not Truity Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.
73. Annual Percentage Yield (APY). 5.00% APY is paid on balances up to $5,000; .10% APY is paid on balances over $5,000 for a blended overall rate; rates effective 5/1/24 and subject to change. The following account qualifications must be met to earn the qualifying APY: (1) Twenty (20) debit card transactions must clear the account, and (2) a total of $1000 in direct deposit into this checking account by the end of the month. If both are not met, .10% APY will be paid on the balances. One High Yield Checking per account.